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24 April 2020

How a crisis plan keeps a business running from home

t’s one thing to plan for a work crisis on paper, but then it actually happens. And it happens quickly. John R. Benton Jr., ChFC, CLTC, a 16-year MDRT member, has had a crisis plan since mid-2016. COVID-19 put it to the test.
 
Benton’s staff of 16, which includes his wife and two daughters, closed their Warren, New Jersey office per state COVID-19 mandates. They used their crisis plan to keep their business operating from their homes, and here’s how that worked.
 
24 April 2020

How does no exam life insurance work?

Insurance companies will check your health conditions before selling a life insurance policy.
 
If you are suffering from a terminal illness and have only a few months or a couple of years left in your life, the insurance company may not want to sell a policy because they would need to pay the full coverage amount after you die. This would not be a profitable business for them. But a no exam life insurance which does not look at health conditions works differently.
 
22 April 2020

Types Of Life Insurance Policies

When you start looking for life insurance, you’ll face two main decisions right away: What type of life insurance is best for me? And how much life insurance do I need?
 
As you get life insurance options and quotes, you’ll likely navigate toward a type and coverage amount that’s in line with how much you want to pay.
 
To get you started on your search, here’s an overview of types of life insurance and the main points to know for each.
 
  • Sanjay Tolani, Ph.D., MBA
    MDRT is a knowledge bank of financial service professionals. The biggest resource is the membership itself; interacting with MDRT members will change your mindset of how the financial profession is growing.
    Sanjay Tolani, Ph.D., MBA
  • Tony Gordon
    Those who have the courage to set daily goals will always be more successful than those who don’t.
    Tony Gordon
  • Regina Bedoya, CLU, ChFC
    Don’t try to do it all. Be very strategic in your actions.
    Regina Bedoya, CLU, ChFC
  • Ross Vanderwolf, CFP
    You can’t do everything yourself. Sharing responsibility will help you learn something and improve
    Ross Vanderwolf, CFP
  • Brian Heckert, CLU, ChFC
    The title does not make you a leader. Being a leader makes you a leader. A leader leads always.
    Brian Heckert, CLU, ChFC
  • Krish Dhanam
    Selling is not what you do to someone; it’s what you do for someone.
    Krish Dhanam